Finances
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Budgeting
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Education

Built for Black America

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Finances
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Budgeting
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Education

Built for Black America

Kinly is an inclusive financial technology company that proudly serves the unique needs of Black America and its allies. Use the Kinly app and Kinly Visa® Debit Card to get paid up to 2 days early¹ with direct deposit, overdraft protection² up to $100, and  no hidden fees.

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Terms of Service apply.

Kinly is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

The Kinly Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Kinly is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Kinly is a financial services company helping Black America build generational wealth. Use your Kinly Deposit Account and Kinly Visa® Debit Card to get early access to your paycheck¹, no hidden fees, fee-free nationwide ATM withdrawals, no minimum balances, and FDIC-insured deposits.

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Finally,
Finances For Us

Kinly recognizes that lasting change will only come from solutions built by US. We’ve built a financial platform to level the playing field by empowering our community.

Benefits Made With You In Mind

We’re serious about helping you take control of your finances to attain your personal goals. From early¹ access to your paycheck to overdraft protection², we’ve got your back.

Get Paid Early
Get Paid Up to 2 Days Early¹
Perks
Overdraft Protection up to $100²
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Access to 55,000+ ATMs³ Worldwide
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No Hidden Fees
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Level Up With Financial Education Tools
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Security & Control

Get Paid Early

The only thing better than getting paid, is getting paid early.

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Budgeting Tools

Helping you save for the big and small things that matter to you.

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Financial Education

Education is the first step in improving our financial wellness and taking control of our financial impact.

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Fee-Free Nationwide ATM Network

Get access to your funds when you need it.

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No Hidden Fees

We want to help you build wealth, so we got rid of hidden fees.

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Security & Control

You’ve worked hard to earn, save and invest your money and we are committed to keeping it safe.

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We’re all in
This Together

Through trial and triumph, we’ve supported and celebrated our own. Our community holds the key to our success.

Our Community

Money Mentors

We partnered with some of the best lifestyle and financial minds in our community.

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Dollars & Sense

Tune in as we discover ways to change the narrative and take control of our magic.

Listen Now

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Sign Up in Minutes

Download the Kinly app. Join the platform made to empower our community and change the financial future of Black America.

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